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I live for 90s TV sitcoms

  • 48 Posts
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Joined 2 years ago
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Cake day: June 2nd, 2023

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  • 6 months of all of your expenses in a high yield savings is number one. Good times are great, take it from me though, tomorrow they can stop and you’ll be back to zero income, when that happens you’ll be happy you have that savings.

    After that, investing. Very easy to get into, if you don’t want to get in right now you can just put the money in CDs and then swap it over to the market later. Not individual stocks, I’m talking index funds and ETFs, things that track the overall market, not a specific company. Then just set it and forget it. Don’t check it daily or weekly, just let it sit and make you more money.

    Treat investing as just another expense, that has the lowest priority. As Warren Buffet says, pay yourself first. So first pay your bills, then your savings, then with what ever is left as the other commenters said, set aside X amount for fun play money (and it’s good to have a number for this, that number can spiral if you don’t control it, all of a sudden you just spent 2 grand on a GPU you didn’t need), and then put in your Y amount into investing. When times are good it is good to set everything you can for the future. You’ll be happy when times aren’t so good.


  • As someone who works in corporate America this is 10000% true. Giant corporations are hugely bloated, inefficient, slow, and stupid. I honestly can’t believe they are somehow the best way to do things in groups of people. I have never had less work to do than working in a huge corporation.

    It’s no surprise that indie games can compete with them. Working in startups compared to huge corporations, I did more code and we got more done in shorter amounts of time vs big corps. There’s no red tape, there’s no committees or directors or people you have to please. There’s no political games, you just do your work. As simple as that. You come in, you code for 7-8 hours, you push your feature, and you go home.

    In a megacorp you come in, you get 5 minutes for coffee before 3 people are pinging you on slack for some stupid downstream thing they didn’t read the manual on or was never documented, and then you have 5 hours of meetings, lunch, 2 hours of ad hoc meetings, and then Shirley has to swing by to ask you to take another HR training. So you get maybe 20 minutes of coding done in a day.

    For you engineers who have never coded in a megacorp - As an example, most megacorps have an ID service (usually named after a comic book character). This is usually a real service deployed somewhere that nobody maintains anymore, but it’s where you get your… IDs from. Really wrap your head around that. It’s a microservice who is in charge of returning Guid.NewGuid(). Then they get pulled into meetings because the ID service doesn’t support this or that, they never thought of this case or that case, how can we upgrade off the old ID service to the new one. In a startup, you’re calling Guid.NewGuid()



  • Yup I have. However, in a weird way I’m becoming more grateful for what I have, and my family/friends. I did realize I had become very dependent on new media and new things, and this is surprisingly making me a bit less materialistic.

    Movies are shittier, so why am I spending money on them. New games are shittier, why am I paying day one prices? I can wait a few months for the new graphics card when it’s cheaper, or any hardware. It’s funny, I’m actually paying less now than I ever have, my budgets are low, and it’s all thanks to them being so greedy and demanding.