

Huh? I bought my first house in 2020. It was $200,000 for a run-down house in a bad part of Minneapolis. It was my first home, so I could use the first-time home buyer benefit to only need $10,000 for the down payment, which I had built up over a few years of saving. While in the house, fixing my garage door when it broke was $250, and repairing my AC and Furnace each time they broke was $300-500. Stuff that was bigger than that was covered by insurance. I fixed everything else myself, however poorly. The money I got for selling the house in 2023 for $230,000 was enough to afford the down payment on the next place after paying back my first mortgage and the realtor fees.
Whether or not people care enough to do something is the first and most important factor in determining whether it works or not.