Congrats on making it that far! I’m sure you’ll have a fully funded emergency fund before you know it. I hope no emergencies come up while you build it, but if they do, don’t let that discourage you!
Congrats on making it that far! I’m sure you’ll have a fully funded emergency fund before you know it. I hope no emergencies come up while you build it, but if they do, don’t let that discourage you!
I think you give a fair explanation of Dave in this comment. I definitely think much of his “baby steps” needs to be updated. Just for example, $1000 in savings is just going to cause someone to get further into debt when an emergency comes up.
I like the 20/30/50 rule for budgeting (20% saving, 30% fun and 50% needs). If you have bad debt (consumer debt, bad auto loan, etc), then minimize your fun spending the most you can in order to wipe out that bad debt as quickly as possible. But of course also save up at least on month of needs or your largest deductible (whichever is greater). Then once the bad debt is gone save up a 3-6 month emergency fund (according to your personal risk/comfort level).
I also think it’s important to not be too hard on yourself. Some months you’ll be over budget and some months you will be under. That’s why I think it’s important, like you said, to leave some room in the budget and not get caught up in zero dollar budgeting.
I agree with all of those. Some of my favorite clothing I’ve gotten thrifting. I’ve been able to find never worn brand name clothing for way cheaper. Heck. I recently got a pair of Eddie Bauer shorts, never used (still had the baggie with spare buttons attached to the waistband), for $5.
Video games. Unless it’s a game I play with friends I typically wait for it to drop in price significantly.
Ditto. They also smelled worse too. We found that the Target brand diapers when Target has their gift card deals was the time to stock up on their whipes and diapers.
HTPC wasn’t a Windows thing though Microsoft did have Windows Media Center, which was a pretty slick interface for HTPCs
I used to use XBMC, which is now Kodi, for an interface. Before that I just used a PC running Mandrake Linux with a wireless mouse and keyboard. Haha.
Had a TV tuner, acted as a DVR, and also could play my library of SNES and NES games through it.
Did some googling. Found this from a reddit thread but the link they gave is broken so I wasn’t able to confirm. I believe it might be adult content based upon where the broken link redirected.
Source! is [Miyabi] Watashi no Suki na Oji-san x Ore no Suki na Iede Shoujo Ge
The OP scene is in ch.3 pg.9, but it’s edited. She actually says, “I want to stay here!”
That doesn’t say anything about lethal range. It just says they won’t allow it to be lower than the ISS’s orbit. It could be because of “lethal range” or it could be that they want as little crap in the way of routes to and from the ISS.
I looked over the article (albeit very quickly) just in case you didn’t quote enough of the article on accident and I didn’t see anything about lethality. I could have missed it or I’m not reading between the lines (maybe missing their meaning in the article).
It was quicker since the machine was already setup as a server on the network. So all I had to setup was Jellyfin. I’m also not including downloading the client software on our phones and Roku. But frankly that was easy and each device found the server immediately.
We cancelled all our streaming services this month except Disney+ which is credited back on our credit card each month.
We had Netflix, Prime, and Crunchyroll that we cancelled. We don’t really watch anything on Prime. On Netflix we just watched reruns for background noise while doing other things around the house. And Crunchyroll removed Funimation’s digital library after acquisition so I canceled them on principle even though that was easily the most used service.
I setup a Jellyfin server. It took only maybe 15 minutes and I even setup a few profiles with parental controls on one.
I already knew how to acquire the media for the server. It works pretty well on our Roku too. Way better than Plex and way more clean of a UI.
I can’t speak specifically to YouTube Music. But Google Music allowed you to upload I think it was 50,000 of your own songs. And at the time it supported really good audio quality.
The app was also simple and clean. I don’t remember seeing all kinds of ads or suggestions for featured artists, podcasts, etc. Spotify seems a lot busier than what I remember with Google Music. That being said I mostly used Google Music to stream my personal library.
It’s probably due to ice and wind. Ice freezes on power lines and the wind causes the lines to “gallop.” Look up some videos of galloping lines. With more infrastructure going underground where it can, this is becoming less of an issue obviously. But it’s not just inches of snow and temperatures that cause the problems.
Why do you need or want a list prepared by someone else?
Keep in mind that the cops don’t have to provide you with their reasonable suspicion in order to demand ID. It’s not until court that they have to provide their reasonable suspicion. So they have plenty of time to come up with justification after the fact.
Also, on the Fifth Amendment I thought I had read somewhere about a case where a man simply remained silent and never once invoked his right and it didn’t end well for him. I cannot remember the details, but for some reason I thought that you still had to invoke the fifth even if you have not yet answered any questions. I’ll have to look back into this later and post back if I find the story.