I signed up for an American Express preferred Blue card and got approved for a limit of $25,000. I have a 830 credit score. I realized that the places I shop don’t accept that card and you have to pay for it yearly so I canceled it.
Then I decided I was going to get a Costco Visa. Once I signed up the credit limit was only $5,000. So I canceled that one. So I stupidly signed up for a Wells Fargo Visa and that was $4,000.
Don’t leave yet and please don’t make fun of me but I’m not done being stupid. I decided I wanted a different American Express card and when I signed up for it the credit limit was $2,000 so I canceled that one.
Again I know I’m fucking stupid but how bad did I just fuck up my credit?
Opening a new line of credit is only a temporary hit to your score. Multiple cards in a short time will be a bigger hit, but it’ll eventually pass.
Most if not all of those cards offer a free credit report that could tell you how much of an impact this had on your score and how quickly it improves. If you have another existing card (don’t sign up for another one) you may be able to see the change to your score once these hard credit pulls hit your credit report.
If not, wait a month or so and use one of your free annual credit reports. You get one report per year from each agency for free, with no consequence to your credit score. There’s 3 credit agencies, so in principle you can check your credit every 4 months for no cost.