I signed up for an American Express preferred Blue card and got approved for a limit of $25,000. I have a 830 credit score. I realized that the places I shop don’t accept that card and you have to pay for it yearly so I canceled it.

Then I decided I was going to get a Costco Visa. Once I signed up the credit limit was only $5,000. So I canceled that one. So I stupidly signed up for a Wells Fargo Visa and that was $4,000.

Don’t leave yet and please don’t make fun of me but I’m not done being stupid. I decided I wanted a different American Express card and when I signed up for it the credit limit was $2,000 so I canceled that one.

Again I know I’m fucking stupid but how bad did I just fuck up my credit?

  • jordanlund@lemmy.world
    5·
    10 days ago

    I mean, pretty hard to tell since I don’t work for a reporting agency, but that many credit pulls and cancellations close together, along with the rapid increase and decrease in available credit, plus multiple closed accounts isn’t going to do you any favors.

    Do any of your current cards have a credit score option on them? Will be interesting to see how that changes.